The Responsible Choice™ Plan: a patent pending solution like no other.
If you have talked to your creditors and you fear that bankruptcy is your only way out.
If you have tried consumer credit counseling (CCCS) and failed because the payments were more than you can afford.
Hope Financial USA has a plan to help you avoid bankruptcy and foreclosure. Our exclusive RDR (Responsible Debt Relief) Grading System provides your creditors with the facts they need to make a fair and informed choice about how to resolve your debt without resorting to court. Our goal is to help you recover your financial well-being as quickly, simply and affordably as possible. There is a dignified way to resolve your crushing credit card and mortgage debt with our Responsible Choice™ Plan.
Simply, Hope Financial USA works with your creditors, not for them like CCCS. Unlike Debt Settlement we don’t negotiate or forcibly “settle” with creditors either. We work for you to create a Responsible Choice™ Plan that truthfully presents your ability to pay. We believe our patent pending underwriting RDR process is your best choice to responsibly avoid bankruptcy and secure your debt-free future.
If you qualify, our Responsible Choice™ Plan guides and fully supports you through resolving your credit card debts in thirty-six months.